im innocence

i heard this on the radio the other day, "money problem is not your fault! a lot of people has the same problem" it was for one of those credit/mortgage consolidation ads.

and i was just stunned. how could you say that having a financial problem has no direct correlation of our financial decision, spending behavior, or money saving wisdom? having a multitude of people that share the same problem doesn't make it less our fault either.

you could say that some people are just not as lucky as others who were borned rich and privilege. and you could argue that the system makes it so hard now for the people to be able to even live out the simple american dream. to own a car, a house and raise a family these days you have to work two jobs and sacrifice the weekend. at the end of the day you still left with nothing but a bunch of credit cards which give you a false assurance that you will be alright with your nice car, bling-bling, high def television, gadgets and other toys to distract you from reality that none of that even matter or could give you the true sense of happiness. how can you keep up with all these so called modern thing that would go obsolete after a few months?

but you cant use these as an excuse to be reckless, careless, and irresponsible. using common sense is a big help. dont spend more than you earn. dont be greedy for a high-risk-get-rich-quick scheme. educate yourself before take action. take responsibility of our action.

i have come that they may have life, and have it to the full. - john 10:10